@techreport{azar2026tradecreditsoftwarecomparison,
  author      = {Azar, Shimon},
  title       = {Trade Credit Insurance Software Comparison 2026},
  institution = {CrediArc Research},
  year        = {2026},
  month       = {September},
  url         = {https://crediarc.com/research/trade-credit-insurance-software-comparison/},
  note        = {Source-linked comparison. Version 2026.8. Published 2026-09-07; updated 2026-09-22. Vendor pages and one bounded customer-owned historical account define evaluation scope, not independent CrediArc validation, product equivalence, or implementation fit.}
}