CrediArc resource library
Find the risk hidden inside receivables, margins, and customer terms.
Use free portfolio insurability, concentration, bad-debt, credit-insurance ROI, A/R aging, insurance-fit, and credit-policy tools.
What this page covers
Portfolio insurability scan
Surety submission readiness review
Customer concentration calculator
Bad-debt cost calculator
Credit-insurance ROI calculator
Credit-insurance fit assessment
A/R aging health score
Credit-limit policy generator
Each tool turns a defined input into a transparent, directional result. Use the output to frame a review, challenge an assumption, or decide what evidence to gather next—not as a substitute for underwriting policy, insurer terms, or professional advice.
Use the customer concentration calculator to see dependence on the largest buyers. Pair it with the A/R aging health score to examine overdue balances, then use the portfolio insurability scan for a broader review of concentration, payment behavior, data readiness, and possible insurance pathways.
The bad-debt cost calculator shows how much replacement revenue a write-off requires at your current margin. The credit-insurance ROI calculator compares indicative premium economics with expected protection, while the fit assessment helps determine whether an insurance conversation is worth pursuing.
Use the credit-limit policy generator to create a first draft covering approval levels, reviews, exceptions, monitoring, and escalation. Validate its thresholds against your risk appetite, portfolio, customer terms, legal requirements, and authority framework.
The surety submission readiness review organizes the principal, bond request, financial statements, work-in-progress information, indemnity, authority, and capacity evidence that may be needed before underwriting. Requirements depend on the carrier, MGA, broker, program, and bond type.
No account is required. The initial result appears before any optional detailed-review form.